Medicare open enrollment begins next month, and that means those Medicare Advantage ads can’t be far behind. But do Medicare Advantage (MA) plans really bring all the “advantages” they promise? In recent years, about 40 percent of Medicare beneficiaries have chosen Medicare Advantage plans over traditional Medicare, and a large majority are reportedly satisfied with … Read more
“Am I ready to retire?” It’s a question most of us ask ourselves regularly. Retirement should be an exciting chapter in our lives – but we’d be kidding ourselves if we didn’t admit that there will be some losses in retirement along with many advantages. That’s the message in this article we just discovered from … Read more
The high cost of long-term care insurance can be a burden, especially when rates shoot up with little warning. Have your LTC insurance premiums gone up recently? And if you have seen a big hike in long-term care insurance premiums, have you wondered what you should do? For people with long-term-care insurance (about 7.5 million … Read more
Oftentimes the best way to prepare for a journey – in this case, the journey of long-term care planning for a loved one – is to talk with those who have been there. We know how long-term care planning is supposed to go when the process unfolds smoothly. But what if we haven’t planned, and … Read more
Marriage counselors often say that the things that cause the most stress for young marrieds are sex, money, and the in-laws. But as time goes by, and especially when retirement looms, money problems tend to jump into the top spot in the marital strife department. It’s one thing to have misunderstandings about spending when both … Read more
The story was all over the news last month as the Food and Drug Administration gave its approval to a controversial new Alzheimer’s drug to be marketed under the brand name Aduhelm. Almost immediately a backlash arose over the fact that the drug doesn’t seem to cause a degree of improvement that would justify its … Read more
Will you spend more in retirement, or less? While some retirees do go a little crazy in the first few years of retirement with travel and other luxuries, once things settle down most people find to their surprise that they’re spending considerably less than before. Last year we read this article from USNews that lists … Read more
We’ve read an untold number of articles warning retirees about the financial pressures they’ll be facing as they grow older. We’ve read endless alerts about the perils of inflation. We’ve seen dozens of articles explaining how many hundreds of thousands of dollars the average senior is going to end up paying for health care. From … Read more
Back when many of our parents and grandparents retired, depending on the type of work they did, the odds were good that they retired with a company pension. Research into the history of pensions shows that, in 1950, one-quarter of the private sector workforce had access to some form of company-ensured pension payments when they … Read more
There are many signs that make us fear that we’re “starting to slip” in the brainpower department. We walk into a room and forget what we came there for. We see an old friend in the grocery store and can’t recall her name. We forget where we put the car keys or the reading glasses. … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
