For many Americans, the idea of retiring early continues to hold a special allure. We’ve all heard tales of the “Microsoft millionaires” or other early techies who joined their company as a start-up, rode the wave of skyrocketing stock prices, and retired in their forties or early fifties with seven-figure nest eggs. There’s something enticing … Read more
When a loved one goes on Medicaid for long-term care, the assumption (especially if that person is widowed or otherwise single) is that their resources are meager. Since family and friends may want to help out with “a little extra” to make the Medicaid beneficiary’s life a bit more pleasant, the question immediately arises: is … Read more
It doesn’t matter whether a spouse passes away suddenly or after a lingering illness: for most of us, finding ourselves as widows or widowers is the most disorienting experience we will ever face. Because adjusting to this new reality is so difficult, most money tasks for new widows and widowers tend to be put off … Read more
Just when you thought the danger from fraudsters and scammers couldn’t get any worse, now comes the latest trend in financial scams: artificial intelligence. Scam artists have embraced AI as the newest tool in their efforts to separate you from your bank account and your identity. What makes this all the more frightening is that … Read more
If you’re old enough to have a clear memory of the 1980s – not that long ago, we hear you say – then you recall the television hit “The Golden Girls.” This sitcom ran for seven seasons and racked up a long list of awards, due in large part to its ensemble cast of accomplished … Read more
As fall approaches, the speculation about upcoming changes to Social Security begins. Nearly 50 million Americans are Social Security beneficiaries – including about 90 percent of those 65 and older – and the one time each year when most will get a hike in benefits is on January 1st when the cost-of-living adjustment (COLA) kicks … Read more
These days, massive data breaches seem to happen with depressing regularity. From cell phone companies to healthcare providers, hackers and data thieves are penetrating so-called iron-clad security barriers and routinely stealing the data of tens of millions of American citizens. It’s only a matter of time, experts warn, before some of that sensitive data is … Read more
Consider this familiar scenario. You’re in your 40s and you’ve just decided to change jobs after working ten years with a previous employer. You take a look at your 401(k) statement and realize that you’ve accumulated a decent sum – say, $15,000. Now you have a choice. Do you leave that account alone? Do you … Read more
A new set of guidelines designed (say proponents) to protect retirement savers from high commissions and hidden fees has run into a predictable buzz saw of opposition from the insurance industry. As of now, the industry seems to be winning the battle to keep the new rules from ever being enforced. That’s according to this … Read more
As we approach retirement, many of us start preparing a written bucket list containing all the great things we plan to do in the time remaining for us to enjoy. But have you ever considered the idea of a “chuck-it list” instead? Could it be that a chuck-it list might actually help us enjoy life … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
