“Do I have enough money to retire?” There was a time when that relatively simple question lay at the center of retirement planning. Today, however, the landscape has changed dramatically. These days, most retirees are living longer than ever, and retirement planners and financial advisors are adjusting their advice accordingly. That was our take-away from … Read more
The start of a new year brings important changes to Medicare – changes that will almost certainly affect every enrollee, some moreso than others. As we step into 2025, we wanted to highlight some of these new rules which will bring a mixed bag of news. Part B premiums will rise a bit – the … Read more
Why are so many older workers staying on the job years longer than their forbears? The reasons are no doubt highly individual. Some are working longer because they have to, but many are doing so because they choose to: their jobs give them a paycheck plus the satisfaction of being valued for their skills. That’s … Read more
Are you surrounded by snowbirds? If you’re a senior living in a cooler northern clime – such as the Pacific Northwest, home to AgingOptions and Life Point Law – you probably have retired friends who are snowbirds. They seem to be a common species. Snowbirds will stick around their fair-weather northern home during the spring … Read more
New Year’s Day is a traditional time to pause and take stock of our situation in life – our lifestyle, our relationships, our habits, and our aspirations. We ask ourselves, “Am I on course toward my goals, or am I adrift in a sea of poor decisions?” Then we resolve to do better – hence … Read more
The New Year here, and hopefully you’re starting 2025 on a note of optimism. But for too many seniors, all the burdens of the year just ending have come rushing into the new year in the form of medical debt. If medical debt isn’t a problem for you, you may not give it a second … Read more
For those whose estates are on the larger side, the federal estate tax can be a looming threat. That’s because the tax rates start at 18 percent and rise rapidly from there to top out (currently) at 40 percent. That represents a big, fat check for your estate to write to Uncle Sam. As we … Read more
Estate planning is an essential component of preparation for a happy and secure retirement. Sadly, all too many Americans ignore estate planning altogether, imagining – somehow – that everything will work out magically for their heirs once they pass from the scene. In fact, those heirs are the ones who will have to clean up … Read more
Do you love the holiday season? Sadly, so do scammers and fraud artists. In fact, these sophisticated thieves will often tailor their approach to match the mood of the holidays, capitalizing on the fact that we all get a little rushed and a bit distracted during these busy weeks. On top of that, we’re more … Read more
The build-up seemed endless. The countdown went on for months. Then, at long last, barely six weeks ago, the U.S. finally held the 2024 Presidential election, which not only handed the White House over to the GOP but also tipped the Senate to the Republicans while preserving – just barely – Republican control of the … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
